"Acme Insurance company, how can I help you?"

"Yes, I'd like some help filing a claim. My camper's been damaged."

"I can help you sir. I just need to get some details. Can you tell me what happened?"

"Well, you see, a cow fell on it."

"Ah. Ran into it you mean?"

"Well, actually no... fell on it. As in, from the sky

And to think of all the trouble I went through getting my car fixed when another car ran into it!